When Chad and I made the decision to merge our finances, it quickly became clear that our different financial priorities would make it a difficult task. Chad needs to have a lot more fun money than I do, and I need to have a lot more savings than he does. We decided to […]

A perfect example of where we differ on money came in deciding whether or not to register monthlyenvelopes.com — I didn’t see the point, Chad had numerous reasons why we should.  Yes, it’s only ten dollars, but given our current financial situation (more on that later), ten dollars is not an altogether insignificant amount of […]